Important Mandatory Update:

For all XUMM wallet users who create a Trust-line to this project before 4/7/2022 12:23:01
Please erase the old Trust-line and create a new one on your XUMM wallet so your contract can be updated.
How to erase Trust-line from XUMM Wallet


After erasing your old Trust-line in XUMM wallet create a new one choose one

Create new Trust-line from computer here

Create new Trust-line from you phone here

All Trust-lines created after this date 4/7/2022 12:23:01 are Good

Real World Finance

Take a step into Crypto World and Redefine Wealth.

This web was updated 08/Dic/2022 and will be updated when need it.

Pay is a blockchain solution specialized in cross-border payments, connects banks, people, institutions and money services to enable instant global monetary transactions and payments.

Pay coin allow access to cryptocurrency profits also to people with less financial means over diferent networks.


The Pay Coin is a utility Coin to support the digital transformation of the global money market: from Fiat to crypto

Most of the time it uses the blockchain native tokens as a means of transaction to acquire Pay coin, but also to pay transaction fees.

Fast and Decentralized Coin for Global Payment solutions through diferent Network chains, in most cases we Meet the New Global Standard for modern cross-border payments.
ISO 20022

Click here and read the new standard swift implementation

Click here and read new standard here infographic explanation

Click here and read ISO Technical Committee TC68 Financial Services

Click here and read ISO 20022 for Dummies

Click here and read Cryptocurrency Payments: What To Consider

BRIEF DESCRIPTION OF WHAT PAY COIN WILL TRY TO AVOID AND ACHIEVE:


This is not intended to be an economics class, nor a moral, economic, financial or any kind of advice that can later be questioned as bad advice. It is only a historical guide of facts to think of a way to make what we humans have worked so hard to achieve more productive.

We have had several difficult stages economically speaking. That is why we will make a brief summary of what many human beings have experienced, and what it has cost us in real terms.

1.- INFLATION: Economic process caused by the existing imbalance between production and demand; it causes a continuous increase in the prices of most products and services, and a loss of the value of money to be able to acquire or use them.

2.- DEVALUATION: Devaluation is the disappearance of the nominal value of a current currency against other currencies. This devaluation of a currency can have many causes, including a lack of demand for the local currency or a higher demand for foreign currency, or both at the same time.
The above can occur due to lack of confidence in the local economy. , in its stability, in the same currency, among others.

3.- STANFLATION: Stagflation is an economic concept that implies the acceleration of inflation coexisting with high unemployment rates. The term was coined in 1965 by the then British finance minister, Ian McLeod as a fusion of the words stagnation and inflation in a speech in the House of Commons.

4.- DEFLATION: With deflation a vicious circle is created whereby when demand falls, companies see their profits reduced by having to reduce prices to achieve sales. As a consequence, they have to cut costs, which means they have to cut employees.

5.- BANKS: As is well known by all, banks work by giving credits, loans, financing, but they do not do so with their own money, but based on the deposits of all other bank users; That means that banks never risk a single dime, only what is not theirs and they hope to keep it as their own. based on interest, charges for withdrawals (even from the account holder's account), surcharges for late payments, annual fees, etc.

6.- Economic situation of each country that is characterized by economic stagnation while prices continue to rise and unemployment increases.

7.- OTHERS: The factors that cannot be foreseen or established as economically normal are: the nationalization of some type of companies from any country, the price of a barrel of oil, the sale price of the dollar. These last two are intimately related, since the barrel of oil is priced in dollars, and it is priced in dollars due to a very bold action by governments in taking a single currency as a base.

These are just the main factors that lead to a low purchasing power of any currency, devaluation refers exclusively to the depreciation of the value of one currency with respect to another, which can be tried to drown even with some increase in wages, more hours of work etc. The truth is that we will never be able to cover our needs when there is inflation and the obligation of human beings to live better for each generation.

In short, each continent, each Country and each Region, each Social Class and each Educational system will have its very particular point of view of what each of the points described above is.

But for us, at PAY, the only thing that can interest us is the future of the "currency" economy, where none of the above factors can affect the purchasing power of each of the holders.

If we put together one or two of the above factors, it will be possible to see how your money vanishes like smoke. And that is what with PAY we will avoid to the maximum.

That is why our methodology focuses on a different digital economic model that includes criteria that help the currency increase its repurchase difficulty as well as its scarcity within the different crypto networks when acquiring PAY coin.

We’re reinventing the global equity blockchain Finance.

We are a decentralized coin driven by Comunity.

Cryptocurrency of the near future that can be spent safely in every country of the World from your smart phone, email or crypto money wallet, eliminating the need to carry cash or debit cards.

Can be use any time by any one, around the Globe all year long.

It was created for the sole purpose of acting like money in everyday life, using different blockchains for its distribution and Payments.

This helps move small or large amounts of money in less than 3 seconds for a small fee. Regardless of where the Payment is made to physical or digital store.

You can pay for a chocolate, house, product or a service in the near future.

Powerful and flexible interoperability.

We offer a Global Payment solution and borderless Payment option by runing through and combining the Power of Public & Private blockchains with Interoperable Smart Contracts of different patented Payment Networks.

Pay coins are not meant to perform any functions beyond acting as money.

Never expect profit from the work of others.



This coin is not a security and is not to mean to act like one.
Our Coin and Methodology could not be seen or consider a security, bond or like the fixed term on the banks, because you dont deposit, stake or get dividends of your pay coins to get leverage over the time, Just the market and the methodology implemented is what determines the next buying price for the pay coins next rounds over the time meaning could be tomorrow or next days or years and at the end of all rounds,
the market is the one that will determine the final price.

Important Mandatory Update:

For all XUMM wallet users who create a Trust-line to this project before 4/7/2022 12:23:01
Please erase the old Trust-line and create a new one on your XUMM wallet so your contract can be updated.
How to erase Trust-line from XUMM Wallet


After erasing your old Trust-line in XUMM wallet create a new one choose one

Create new Trust-line from computer here

Create new Trust-line from you phone here

All Trust-lines created after this date 4/7/2022 12:23:01 are Good